Seven Household Budgeting Tips Providence RI
Keep your financial records organized and your filing up to date. Have a set of file folders for items such as receipts, bills, canceled checks, checking account statements, etc. Have a designated place where you keep or can easily assemble your home budget , your financial files, checkbook, etc. so it is all in one convenient location.
Rebecca Preston
Preston Financial Planning
(401) 421-1777
251 Olney Street
Providence, RI
Rebecca Preston
Preston Financial Planning
(401) 421-1777
251 Olney Street
Providence, RI 02906
Expertises
Middle Income Client Needs, Women's Financial Planning Issues
Certifications
NAPFA Registered Financial Advisor, CFP®
Data Provided by:
Maxine Johnson
Foresight Personal Financial Planning, LLC
(508) 728-9454
P.O. Box 1059
Attleboro, MA
Maxine Johnson
Foresight Personal Financial Planning, LLC
(508) 728-9454
P.O. Box 1059
Attleboro, MA 02703
Expertises
Estate & Generational Planning Issues, Ongoing Investment Management, Investment Advice without Ongoing Management, Socially Responsible Investments, Retirement Planning & Distribution Rules, Planning Concerns for Corporate Executives
Certifications
NAPFA Registered Financial Advisor, CFP®, CTFA, MBA
Data Provided by:
Joan Gagnon
Gagnon Wealth Mangement, LLC
(508) 339-8339
P.O. Box 334
Mansfield, MA
Joan Gagnon
Gagnon Wealth Mangement, LLC
(508) 339-8339
P.O. Box 334
Mansfield, MA 02048
Expertises
Ongoing Investment Management, Helping Clients Identify & Achieve Goals, Retirement Planning & Distribution Rules, Women's Financial Planning Issues, Professional Athletes or Entertainers, Charitable Giving - Trusts & Foundations
Certifications
NAPFA Registered Financial Advisor, CFP®, CPA, MST, PFS
Data Provided by:
Bank of America - Huntington Park
800.432.1000
125 Dupont Dr
Providence, RI
Bank of America - Huntington Park
800.432.1000
125 Dupont Dr
Providence, RI 02907
Services
Banking Center Services: Commercial Deposits
Indoor ATM Services: Open 24 Hours, Talking ATM, Braille, Accepts Deposits, Deposit Image
Languages
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Office Hours
Monday 9-4
Tuesday 9-4
Wednesday 9-4
Thursday 9-4
Friday 9-4
Saturday Closed
Sunday Closed
Citizens Bank - Citizens Plaza
401-456-7096
1 Citizens Plaza
Providence, RI
Citizens Bank - Citizens Plaza
401-456-7096
1 Citizens Plaza
Providence, RI 02903
Office Hours
Mon: 8:30AM-4PM
Tue: 8:30AM-4PM
Wed: 8:30AM-4PM
Thu: 8:30AM-4PM
Fri: 8:30AM-5PM
Sat: na
Sun: na
Angela Thomson
Coastal Financial Planning, Inc.
(401) 727-8151
12 Breakneck Hill Road, Suite 100
Lincoln, RI
Angela Thomson
Coastal Financial Planning, Inc.
(401) 727-8151
12 Breakneck Hill Road, Suite 100
Lincoln, RI 02865
Expertises
Retirement Plan Investment Advice, Ongoing Investment Management, Retirement Planning & Distribution Rules, Women's Financial Planning Issues
Certifications
NAPFA Registered Financial Advisor, BA, CFP®
Data Provided by:
David McPherson
Four Ponds Financial Planning, LLC
508-403-0060
20 Cabot Boulevard, Suite 300
Mansfield, MA
David McPherson
Four Ponds Financial Planning, LLC
508-403-0060
20 Cabot Boulevard, Suite 300
Mansfield, MA 02048
Expertises
Retirement Planning & Distribution Rules, Retirement Plan Investment Advice, Ongoing Investment Management, Middle Income Client Needs, Hourly Financial Planning Services, Planning Issues for Business Owners
Certifications
NAPFA Registered Financial Advisor, CFP®
Data Provided by:
Kevin Nulton
Titanium Advisors, LLC
(508) 528-3120
471 West Central Street
Franklin, MA
Kevin Nulton
Titanium Advisors, LLC
(508) 528-3120
471 West Central Street
Franklin, MA 02038
Expertises
College/Education Planning, Estate & Generational Planning Issues, Ongoing Investment Management, Planning Issues for Business Owners, Retirement Planning & Distribution Rules, Tax Planning
Certifications
NAPFA Registered Financial Advisor, CFP®, JD
Data Provided by:
Bank of America - Providence
800.432.1000
215 Atwells Ave
Providence, RI
Bank of America - Providence
800.432.1000
215 Atwells Ave
Providence, RI 02903
Services
Banking Center Services: Commercial Deposits
Indoor ATM Services: Open 24 Hours, Talking ATM, Braille, Accepts Deposits, Deposit Image
Outdoor ATM Services: Open 24 Hours, Talking ATM, Braille, Accepts Deposits, Multi-Check Deposit, Drive Up, Deposit Image
Languages
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Office Hours
Monday 9-4
Tuesday 9-4
Wednesday 9-4
Thursday 9-4
Friday 9-6
Saturday 9-1
Sunday Closed
Citizens Bank - Downtown
401-456-7010
63 Westminster Street
Providence, RI
Citizens Bank - Downtown
401-456-7010
63 Westminster Street
Providence, RI 02903
Office Hours
Mon: 8:30AM-4PM
Tue: 8:30AM-4PM
Wed: 8:30AM-4PM
Thu: 8:30AM-4PM
Fri: 8:30AM-5PM
Sat: na
Sun: na
Data Provided by:
Provided By: 
Frugal Living
Seven Household Budgeting Tips
By S.L. Simmons
Email apennysaved@alwaysfrugal.com
Jul 26, 2006, 20:53
|
Do you frequently get cash from ATMs and then have no idea where it ends up? Do you end up paying late fees simply because you don't have a good system in place for tracking and paying your bills? If you don't have a good budget system in place, it is easy to lose track of your hard earned money. The tips below can help you to keep your finances under control.
1. Keep your financial records organized and your filing up to date. Have a set of file folders for items such as receipts, bills, canceled checks, checking account statements, etc. Have a designated place where you keep or can easily assemble your home budget , your financial files, checkbook, etc. so it is all in one convenient location.
2. Avoid spending cash, unless you are good at writing down cash expenses in a journal. It is all too easy to get $100 from the ATM and then have no idea where it all went at the end of the week. If you have trouble figuring out where your cash gets spent, keep a small amount of cash on hand for minor purchases. For everything else, try to pay by either a paper check, online checking or through credit cards so you have a record of your purchases. Credit cards are a good way to track purchases unless you have trouble controlling your spending. If this applies to you, then avoid credit card purchases and focus on keeping track of your expenses in a journal or by paying for items by check.
3. Give your children a set allowance for things like movies, CDs, snacks and toys instead of just giving them money on as needed basis. Giving children an allowance teaches them to make wise spending choices at an early age. A twelve year old who spends all of his allowance right away on CDs and then doesn't have enough money to go to the movies with his friends on the weekend has just learned a good lesson on the negative consequences of impulse spending.
4. Have a system in place for handling the mail. If you are not in the habit of misplacing bills or checks, good for you. Keep on using whatever system you have in place now. However, if losing track of bills is an issue at your house, it may help to have a designated mail drop box inside the house. Each family member should be instructed that whoever brings in the mail that day should always put the mail in the designated mail box for later sorting. Then the family member who has responsibility for sorting the mail should do so near the financial folders. That way checks get put right away in the check folder, bills in the bill folder, etc.
5. Avoid going to stores where you have had problems overspending in the past. Our neighbors stopped shopping at warehouse clubs and actually ended up saving money. They found they spent more money by not being able to resist all of the warehouse club bargains on products they really didn'...
Click here to read more from Momsnetwork.com
