Seven Household Budgeting Tips New Orleans LA
Keep your financial records organized and your filing up to date. Have a set of file folders for items such as receipts, bills, canceled checks, checking account statements, etc. Have a designated place where you keep or can easily assemble your home budget , your financial files, checkbook, etc. so it is all in one convenient location.
Linda Deane
Deane Retirement Strategies, Inc.
(504) 582-2345
1100 Poydras Street, Suite 2065
New Orleans, LA
Linda Deane
Deane Retirement Strategies, Inc.
(504) 582-2345
1100 Poydras Street, Suite 2065
New Orleans, LA 70163
Expertises
Retirement Plan Investment Advice, Retirement Planning & Distribution Rules, Ongoing Investment Management, Advising Employee Benefit Plan Participants, High Net Worth Client Needs, Advising Medical Professionals
Certifications
NAPFA Registered Financial Advisor, AIF, CEA, CFP®, CRC, RFC
Data Provided by:
Shelley Ferro
Ferro Financial LLC
(504) 831-1813
2121 N. Causeway Blvd Suite 160
Metarie, LA
Shelley Ferro
Ferro Financial LLC
(504) 831-1813
2121 N. Causeway Blvd Suite 160
Metarie, LA 70001
Expertises
Retirement Planning & Distribution Rules, Ongoing Investment Management, Helping Clients Identify & Achieve Goals, Advising Medical Professionals
Certifications
NAPFA Registered Financial Advisor, CFP®, EA
Data Provided by:
Renee Pastor
3850 N. Causeway Blvd. #1070
Metairie, LA
Renee Pastor
3850 N. Causeway Blvd. #1070
Metairie, LA 70002
Company
Title: Managing Director
Company: Morgan Keegan
Type
Investment Advisor Rep: Yes
Education
B.S. Finance/University of New Orleans/1985
Years Experience
Years Experience: 20
Service
Investment & Portfolio Management,Insurance & Risk Management Planning,Retirement Income Distribution Planning,Retirement Planning,Long-Term Health Care Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Annuities,Alternative Asset Class Planning,Planning For Personal Finances & Budgeting,Retirement Income Accumulation Planning,Life Insurance
Data Provided by:
Chase Bank
(504) 569-0410
1425 N Broad St
New Orleans, LA
Chase Bank
(504) 569-0410
1425 N Broad St
New Orleans, LA 70119
Office Hours
Mon:9:00-5:00
Tues:9:00-5:00
Wed:9:00-5:00
Thurs:9:00-5:00
Fri:9:00-5:00
Sat:9:00-1:00
Sun:closed
Chase Bank
(504) 613-1030
2200 St Charles Ave
New Orleans, LA
Chase Bank
(504) 613-1030
2200 St Charles Ave
New Orleans, LA 70130
Office Hours
Mon:9:00-5:00
Tues:9:00-5:00
Wed:9:00-5:00
Thurs:9:00-5:00
Fri:9:00-5:00
Sat:9:00-1:00
Sun:closed
Keith Deane
Deane Retirement Strategies, Inc.
(504) 582-2345
1100 Poydras Street, Suite 2065
New Orleans, LA
Keith Deane
Deane Retirement Strategies, Inc.
(504) 582-2345
1100 Poydras Street, Suite 2065
New Orleans, LA 70163
Expertises
Retirement Plan Investment Advice, Retirement Planning & Distribution Rules, Ongoing Investment Management, Advising Employee Benefit Plan Participants, High Net Worth Client Needs, Advising Medical Professionals
Certifications
NAPFA Registered Financial Advisor, CFP®, CRC
Data Provided by:
Michael Zabalaoui
Resource Management, Inc.
(504) 833-5378
3300 West Esplanade Avenue, Suite 509
Metairie, LA
Michael Zabalaoui
Resource Management, Inc.
(504) 833-5378
3300 West Esplanade Avenue, Suite 509
Metairie, LA 70002
Expertises
Ongoing Investment Management, Planning Issues for Business Owners
Certifications
NAPFA Registered Financial Advisor, CFP®, CPA/PFS, MS
Data Provided by:
Chase Bank
(504) 623-8413
201 St Charles Ave, Ste 110
New Orleans, LA
Chase Bank
(504) 623-8413
201 St Charles Ave, Ste 110
New Orleans, LA 70170
Office Hours
Mon:9:00-5:00
Tues:9:00-5:00
Wed:9:00-5:00
Thurs:9:00-5:00
Fri:9:00-5:00
Sat:closed
Sun:closed
Capital One
504-533-5712
313 Carondelet Street
New Orleans, LA
Capital One
504-533-5712
313 Carondelet Street
New Orleans, LA 70130
Services
Walk-Up ATM Investments Representative Trust Representative Self Service Coin Counter
Office Hours
Sun , Mon 9 AM - 4 PM, Tue 9 AM - 4 PM, Wed 9 AM - 4 PM, Thu 9 AM - 4 PM, Fri 9 AM - 5 PM,
Capital One
504-533-5303
4121 Canal Street
New Orleans, LA
Capital One
504-533-5303
4121 Canal Street
New Orleans, LA 70119
Services
Drive-Up ATM Walk-Up ATM Self Service Coin Counter Open after 5 PM Open on Saturday Branch Drive-Up
Office Hours
Sun , Mon 9 AM - 4 PM, Tue 9 AM - 4 PM, Wed 9 AM - 4 PM, Thu 9 AM - 4 PM, Fri 9 AM - 6 PM,
Drive Up Hours
Sun , Mon 9 AM - 6 PM, Tue 9 AM - 6 PM, Wed 9 AM - 6 PM, Thu 9 AM - 6 PM, Fri 9 AM - 6 PM,
Data Provided by:
Provided By: 
Frugal Living
Seven Household Budgeting Tips
By S.L. Simmons
Email apennysaved@alwaysfrugal.com
Jul 26, 2006, 20:53
|
Do you frequently get cash from ATMs and then have no idea where it ends up? Do you end up paying late fees simply because you don't have a good system in place for tracking and paying your bills? If you don't have a good budget system in place, it is easy to lose track of your hard earned money. The tips below can help you to keep your finances under control.
1. Keep your financial records organized and your filing up to date. Have a set of file folders for items such as receipts, bills, canceled checks, checking account statements, etc. Have a designated place where you keep or can easily assemble your home budget , your financial files, checkbook, etc. so it is all in one convenient location.
2. Avoid spending cash, unless you are good at writing down cash expenses in a journal. It is all too easy to get $100 from the ATM and then have no idea where it all went at the end of the week. If you have trouble figuring out where your cash gets spent, keep a small amount of cash on hand for minor purchases. For everything else, try to pay by either a paper check, online checking or through credit cards so you have a record of your purchases. Credit cards are a good way to track purchases unless you have trouble controlling your spending. If this applies to you, then avoid credit card purchases and focus on keeping track of your expenses in a journal or by paying for items by check.
3. Give your children a set allowance for things like movies, CDs, snacks and toys instead of just giving them money on as needed basis. Giving children an allowance teaches them to make wise spending choices at an early age. A twelve year old who spends all of his allowance right away on CDs and then doesn't have enough money to go to the movies with his friends on the weekend has just learned a good lesson on the negative consequences of impulse spending.
4. Have a system in place for handling the mail. If you are not in the habit of misplacing bills or checks, good for you. Keep on using whatever system you have in place now. However, if losing track of bills is an issue at your house, it may help to have a designated mail drop box inside the house. Each family member should be instructed that whoever brings in the mail that day should always put the mail in the designated mail box for later sorting. Then the family member who has responsibility for sorting the mail should do so near the financial folders. That way checks get put right away in the check folder, bills in the bill folder, etc.
5. Avoid going to stores where you have had problems overspending in the past. Our neighbors stopped shopping at warehouse clubs and actually ended up saving money. They found they spent more money by not being able to resist all of the warehouse club bargains on products they really didn'...
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