Seven Household Budgeting Tips Memphis TN
Keep your financial records organized and your filing up to date. Have a set of file folders for items such as receipts, bills, canceled checks, checking account statements, etc. Have a designated place where you keep or can easily assemble your home budget , your financial files, checkbook, etc. so it is all in one convenient location.
Dianne Berry
Berry Financial Services, Inc.
(901) 757-4447
1917 Hazelton Drive
Germantown, TN
Dianne Berry
Berry Financial Services, Inc.
(901) 757-4447
1917 Hazelton Drive
Germantown, TN 38138
Expertises
Ongoing Investment Management, Helping Clients Identify & Achieve Goals, Estate & Generational Planning Issues, Financial Issues Between Generations, Advising Medical Professionals
Certifications
NAPFA Registered Financial Advisor, CFP®, CPA, MBA
Data Provided by:
SunTrust Bank
901-743-2209
2926 Lamar Ave Suite 106
Memphis, TN
SunTrust Bank
901-743-2209
2926 Lamar Ave Suite 106
Memphis, TN 38114
Office Hours
Monday: 8:30-4
Tuesday: 8:30-4
Wednesday: 8:30-4
Thursday: 8:30-4
Friday: 8:30-6 Weekend: Sat 9-1
SunTrust Bank
901-543-4010
1366 Poplar Avenue
Memphis, TN
SunTrust Bank
901-543-4010
1366 Poplar Avenue
Memphis, TN 38104
Type
ATM, Branch, In store Branch, Weekend Hours
Office Hours
Monday: 10-7
Tuesday: 10-7
Wednesday: 10-7
Thursday: 10-7
Friday: 10-7 Weekend: Sat 10-4
Wells Fargo - Union Avenue & Claybrook Street
901-272-8756
42 S Claybrook St
Memphis, TN
Wells Fargo - Union Avenue & Claybrook Street
901-272-8756
42 S Claybrook St
Memphis, TN 38104
Office Hours
Mon-Thu 08:30 AM-05:00 PM
Fri 08:30 AM-06:00 PM
Sat 09:00 AM-12:00 PM
Sun Closed
SunTrust Bank
901-762-4392
4264 Summer Avenue
Memphis, TN
SunTrust Bank
901-762-4392
4264 Summer Avenue
Memphis, TN 38122
Type
ATM, Branch, In store Branch, Weekend Hours
Office Hours
Monday: 10-7
Tuesday: 10-7
Wednesday: 10-7
Thursday: 10-7
Friday: 10-7 Weekend: Sat 10-4
Bank of America - Park Avenue
901.320.5500
3945 Park Avenue
Memphis, TN
Bank of America - Park Avenue
901.320.5500
3945 Park Avenue
Memphis, TN 38111
Services
Banking Center Services: Commercial Deposits, Drive Up
Outdoor ATM Services: Open 24 Hours, Talking ATM, Braille, Accepts Deposits, Drive Up, Deposit Image
Languages
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Office Hours
Monday 9-4
Tuesday 9-4
Wednesday 9-4
Thursday 9-4
Friday 9-6
Saturday 9-1
Sunday Closed
Drive Up Hours
Monday 8:30-4
Tuesday 8:30-4
Wednesday 8:30-4
Thursday 8:30-4
Friday 8:30-6
Saturday Closed
Sunday Closed
SunTrust Bank
901-320-1718
177 N Highland Street
Memphis, TN
SunTrust Bank
901-320-1718
177 N Highland Street
Memphis, TN 38111
Type
ATM, Branch, Drive-Thru
Office Hours
Monday: 9-3
Tuesday:
Wednesday:
Thursday: 9-3
Friday: Weekend:
Bank of America - Poplar Ave
901.320.5510
2731 Union Extended
Memphis, TN
Bank of America - Poplar Ave
901.320.5510
2731 Union Extended
Memphis, TN 38112
Services
Banking Center Services: Commercial Deposits, Drive Up
Outdoor ATM Services: Open 24 Hours, Talking ATM, Braille, Accepts Deposits, Drive Up, Deposit Image
Languages
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Office Hours
Monday 9-4
Tuesday 9-4
Wednesday 9-4
Thursday 9-4
Friday 9-6
Saturday 9-1
Sunday Closed
Drive Up Hours
Monday 8:30-4
Tuesday 8:30-4
Wednesday 8:30-4
Thursday 8:30-4
Friday 8:30-6
Saturday 9-1
Sunday Closed
Bank of America - Cooper-Young
901.725.8000
945 South Cooper Street
Memphis, TN
Bank of America - Cooper-Young
901.725.8000
945 South Cooper Street
Memphis, TN 38104
Services
Banking Center Services: Commercial Deposits, Drive Up
Outdoor ATM Services: Open 24 Hours, Talking ATM, Braille, Accepts Deposits, Drive Up, Deposit Image
Languages
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Office Hours
Monday 9-4
Tuesday 9-4
Wednesday 9-4
Thursday 9-4
Friday 9-6
Saturday Closed
Sunday Closed
Drive Up Hours
Monday 8:30-4
Tuesday 8:30-4
Wednesday 8:30-4
Thursday 8:30-4
Friday 8:30-6
Saturday Closed
Sunday Closed
SunTrust Bank
901-762-4370
464 Perkins Road Extention
Memphis, TN
SunTrust Bank
901-762-4370
464 Perkins Road Extention
Memphis, TN 38117
Type
ATM, Branch, Drive-Thru
Office Hours
Monday: 8:30-4
Tuesday: 8:30-4
Wednesday: 8:30-4
Thursday: 8:30-4
Friday: 8:30-6 Weekend:
Drive Up Hours
Monday: 8:30-5
Tuesday: 8:30-5
Wednesday: 8:30-5
Thursday: 8:30-5
Friday: 8:30-6 Weekend:
Data Provided by:
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Frugal Living
Seven Household Budgeting Tips
By S.L. Simmons
Email apennysaved@alwaysfrugal.com
Jul 26, 2006, 20:53
|
Do you frequently get cash from ATMs and then have no idea where it ends up? Do you end up paying late fees simply because you don't have a good system in place for tracking and paying your bills? If you don't have a good budget system in place, it is easy to lose track of your hard earned money. The tips below can help you to keep your finances under control.
1. Keep your financial records organized and your filing up to date. Have a set of file folders for items such as receipts, bills, canceled checks, checking account statements, etc. Have a designated place where you keep or can easily assemble your home budget , your financial files, checkbook, etc. so it is all in one convenient location.
2. Avoid spending cash, unless you are good at writing down cash expenses in a journal. It is all too easy to get $100 from the ATM and then have no idea where it all went at the end of the week. If you have trouble figuring out where your cash gets spent, keep a small amount of cash on hand for minor purchases. For everything else, try to pay by either a paper check, online checking or through credit cards so you have a record of your purchases. Credit cards are a good way to track purchases unless you have trouble controlling your spending. If this applies to you, then avoid credit card purchases and focus on keeping track of your expenses in a journal or by paying for items by check.
3. Give your children a set allowance for things like movies, CDs, snacks and toys instead of just giving them money on as needed basis. Giving children an allowance teaches them to make wise spending choices at an early age. A twelve year old who spends all of his allowance right away on CDs and then doesn't have enough money to go to the movies with his friends on the weekend has just learned a good lesson on the negative consequences of impulse spending.
4. Have a system in place for handling the mail. If you are not in the habit of misplacing bills or checks, good for you. Keep on using whatever system you have in place now. However, if losing track of bills is an issue at your house, it may help to have a designated mail drop box inside the house. Each family member should be instructed that whoever brings in the mail that day should always put the mail in the designated mail box for later sorting. Then the family member who has responsibility for sorting the mail should do so near the financial folders. That way checks get put right away in the check folder, bills in the bill folder, etc.
5. Avoid going to stores where you have had problems overspending in the past. Our neighbors stopped shopping at warehouse clubs and actually ended up saving money. They found they spent more money by not being able to resist all of the warehouse club bargains on products they really didn'...
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