Seven Household Budgeting Tips Atlanta GA
Keep your financial records organized and your filing up to date. Have a set of file folders for items such as receipts, bills, canceled checks, checking account statements, etc. Have a designated place where you keep or can easily assemble your home budget , your financial files, checkbook, etc. so it is all in one convenient location.
Brian O'Neill
Cahaba Wealth Management, Inc.
(404) 549-7678
999 Peachtree Street NE, Suite 790
Atlanta, GA
Brian O'Neill
Cahaba Wealth Management, Inc.
(404) 549-7678
999 Peachtree Street NE, Suite 790
Atlanta, GA 30309
Expertises
Planning Concerns for Corporate Executives, Ongoing Investment Management, Advising Employee Benefit Plan Participants, Estate & Generational Planning Issues, High Net Worth Client Needs, Alternative or Private Investments
Certifications
NAPFA Registered Financial Advisor, CFP®
Data Provided by:
Bobbie Munroe
Fraser Financial
(404) 351-6976
1873 Volberg Street NW
Atlanta, GA
Bobbie Munroe
Fraser Financial
(404) 351-6976
1873 Volberg Street NW
Atlanta, GA 30318
Expertises
Helping Clients Identify & Achieve Goals, Ongoing Investment Management, Newlyweds & Novice Investors, Planning Issues for Unmarried & Same-Sex Couples
Certifications
NAPFA Registered Financial Advisor, CFP®
Data Provided by:
Lisa Brown
Brightworth, LLC
(404) 760-9000
3280 Peachtree Road, NE, Suite 2075
Atlanta, GA
Lisa Brown
Brightworth, LLC
(404) 760-9000
3280 Peachtree Road, NE, Suite 2075
Atlanta, GA 30305
Expertises
Estate & Generational Planning Issues, Women's Financial Planning Issues, High Net Worth Client Needs, Tax Planning, Ongoing Investment Management, Planning Concerns for Corporate Executives
Certifications
NAPFA Registered Financial Advisor, AEP, CFP®, CIMA
Data Provided by:
Ray Padron
Brightworth, LLC
(404) 760-9000
3280 Peachtree Road, NE, Suite 2075
Atlanta, GA
Ray Padron
Brightworth, LLC
(404) 760-9000
3280 Peachtree Road, NE, Suite 2075
Atlanta, GA 30305
Expertises
High Net Worth Client Needs, Charitable Giving - Trusts & Foundations, Planning Issues for Business Owners, Retirement Plan Investment Advice, Tax Planning, Professional Athletes or Entertainers
Certifications
NAPFA Registered Financial Advisor, CFP®, ChFc, CIMA, CLU, CPA/PFS
Data Provided by:
David Polstra
Brightworth, LLC
(404) 760-9000
3280 Peachtree Road, NE, Suite 2075
Atlanta, GA
David Polstra
Brightworth, LLC
(404) 760-9000
3280 Peachtree Road, NE, Suite 2075
Atlanta, GA 30305
Expertises
Charitable Giving - Trusts & Foundations, Planning Concerns for Corporate Executives, Estate & Generational Planning Issues, Advising Medical Professionals, Retirement Planning & Distribution Rules
Certifications
NAPFA Registered Financial Advisor, CFP®, CIMA, CPA/PFS
Data Provided by:
Micah Porter
Minerva Planning Group, Inc.
(877) 881-5379
1170 Peachtree St NE, Suite 1200
Atlanta, GA
Micah Porter
Minerva Planning Group, Inc.
(877) 881-5379
1170 Peachtree St NE, Suite 1200
Atlanta, GA 30309
Expertises
Ongoing Investment Management, Retirement Plan Investment Advice, High Net Worth Client Needs, Women's Financial Planning Issues, Hourly Financial Planning Services, Investment Advice without Ongoing Management
Certifications
NAPFA Registered Financial Advisor, CFA, CFP®
Data Provided by:
Annika Ferris
Brightworth, LLC
(404) 760-9000
3280 Peachtree Road, NE, Suite 2075
Atlanta, GA
Annika Ferris
Brightworth, LLC
(404) 760-9000
3280 Peachtree Road, NE, Suite 2075
Atlanta, GA 30305
Expertises
Planning Concerns for Corporate Executives, Women's Financial Planning Issues, Divorce Planning, Estate & Generational Planning Issues
Certifications
NAPFA Registered Financial Advisor, CFP®, CLU, MBA
Data Provided by:
Anthony Guinta
Homrich Berg
(404) 264-1400
3060 Peachtree Road, Suite 830
Atlanta, GA
Anthony Guinta
Homrich Berg
(404) 264-1400
3060 Peachtree Road, Suite 830
Atlanta, GA 30305
Expertises
Estate & Generational Planning Issues, Charitable Giving - Trusts & Foundations, High Net Worth Client Needs, Ongoing Investment Management, Tax Planning, Alternative or Private Investments
Certifications
NAPFA Registered Financial Advisor, CFP®, CPA, CPA/PFS
Data Provided by:
Andrew Berg
Homrich Berg
(404) 264-1400
3060 Peachtree Road, Suite 830
Atlanta, GA
Andrew Berg
Homrich Berg
(404) 264-1400
3060 Peachtree Road, Suite 830
Atlanta, GA 30305
Expertises
Ongoing Investment Management, Tax Planning
Certifications
NAPFA Registered Financial Advisor, CFP®, CPA/PFS
Data Provided by:
Owen Malcolm
Sanders Financial Management, Inc.
770-448-5111
3455 Peachtree Road NE
Atlanta, GA
Owen Malcolm
Sanders Financial Management, Inc.
770-448-5111
3455 Peachtree Road NE
Atlanta, GA 30326
Expertises
Planning Issues for Business Owners, Planning Concerns for Corporate Executives, Helping Clients Identify & Achieve Goals, College/Education Planning, Insurance Related Issues, including Annuities, Women's Financial Planning Issues
Certifications
NAPFA Registered Financial Advisor, CFP®, MBA
Data Provided by:
Data Provided by:
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Frugal Living
Seven Household Budgeting Tips
By S.L. Simmons
Email apennysaved@alwaysfrugal.com
Jul 26, 2006, 20:53
|
Do you frequently get cash from ATMs and then have no idea where it ends up? Do you end up paying late fees simply because you don't have a good system in place for tracking and paying your bills? If you don't have a good budget system in place, it is easy to lose track of your hard earned money. The tips below can help you to keep your finances under control.
1. Keep your financial records organized and your filing up to date. Have a set of file folders for items such as receipts, bills, canceled checks, checking account statements, etc. Have a designated place where you keep or can easily assemble your home budget , your financial files, checkbook, etc. so it is all in one convenient location.
2. Avoid spending cash, unless you are good at writing down cash expenses in a journal. It is all too easy to get $100 from the ATM and then have no idea where it all went at the end of the week. If you have trouble figuring out where your cash gets spent, keep a small amount of cash on hand for minor purchases. For everything else, try to pay by either a paper check, online checking or through credit cards so you have a record of your purchases. Credit cards are a good way to track purchases unless you have trouble controlling your spending. If this applies to you, then avoid credit card purchases and focus on keeping track of your expenses in a journal or by paying for items by check.
3. Give your children a set allowance for things like movies, CDs, snacks and toys instead of just giving them money on as needed basis. Giving children an allowance teaches them to make wise spending choices at an early age. A twelve year old who spends all of his allowance right away on CDs and then doesn't have enough money to go to the movies with his friends on the weekend has just learned a good lesson on the negative consequences of impulse spending.
4. Have a system in place for handling the mail. If you are not in the habit of misplacing bills or checks, good for you. Keep on using whatever system you have in place now. However, if losing track of bills is an issue at your house, it may help to have a designated mail drop box inside the house. Each family member should be instructed that whoever brings in the mail that day should always put the mail in the designated mail box for later sorting. Then the family member who has responsibility for sorting the mail should do so near the financial folders. That way checks get put right away in the check folder, bills in the bill folder, etc.
5. Avoid going to stores where you have had problems overspending in the past. Our neighbors stopped shopping at warehouse clubs and actually ended up saving money. They found they spent more money by not being able to resist all of the warehouse club bargains on products they really didn'...
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