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Identity Theft Lawyers Inver Grove Heights MN

This page provides useful content and local businesses that can help with your search for Identity Theft Lawyers. You will find helpful, informative articles about Identity Theft Lawyers, including "Identity Theft - When It Happens to You". You will also find local businesses that provide the products or services that you are looking for. Please scroll down to find the local resources in Inver Grove Heights, MN that will answer all of your questions about Identity Theft Lawyers.

Ana Maria Gomez Gomez
(763) 463-0367
842 Raymond Avenue, Suite 200
Saint Paul, MN
Specialties
Family, Immigration, Identity Theft, Domestic Violence, Discrimination
Education
Hamline University School of Law,William Mitchell College of Law,Universidad Catolica Andres Bello
State Licensing
Minnesota

Mark Luther Heaney
(952) 933-9655
601 CARLSON PKWY STE 1050
MINNETONKA, MN
Specialties
Identity Theft, Litigation, Credit Repair, Fraud, Civil Rights, Credit Card Fraud
Education
Pepperdine University School of Law,University of St. Thomas
State Licensing
Arizona, Minnesota

Surya Saxena
(612) 492-6125
50 S 6TH ST STE 1500
MINNEAPOLIS, MN
Specialties
Litigation, Intellectual Property, Computer Fraud, Business, White Collar Crime
Education
Georgetown University Law Center,University of Minnesota, Twin Cities
State Licensing
Minnesota

Mark Luther Heaney
(952) 933-9655
601 CARLSON PKWY STE 1050
MINNETONKA, MN
Specialties
Identity Theft, Litigation, Credit Repair, Fraud, Civil Rights, Credit Card Fraud
Education
Pepperdine University School of Law,University of St. Thomas
State Licensing
Arizona, Minnesota

Surya Saxena
(612) 492-6125
50 S 6TH ST STE 1500
MINNEAPOLIS, MN
Specialties
Litigation, Intellectual Property, Computer Fraud, Business, White Collar Crime
Education
Georgetown University Law Center,University of Minnesota, Twin Cities
State Licensing
Minnesota

Amir Vafaei
(952) 314-1400
2021 E. Hennepin Ave., Suite 195
Minneapolis, MN
Specialties
Credit Repair, Litigation, Identity Theft
Education
California Western Sol,Univ Of Minnesota
State Licensing
California, Minnesota

John Andrew Rock
(612) 492-6948
50 S 6TH ST STE 1500
MINNEAPOLIS, MN
Specialties
Computer Fraud, Litigation
Education
University of Minnesota Law School,Augustana College
State Licensing
Minnesota

Ana Maria Gomez Gomez
(763) 463-0367
842 Raymond Avenue, Suite 200
Saint Paul, MN
Specialties
Family, Immigration, Identity Theft, Domestic Violence, Discrimination
Education
Hamline University School of Law,William Mitchell College of Law,Universidad Catolica Andres Bello
State Licensing
Minnesota

Amir Vafaei
(952) 314-1400
2021 E. Hennepin Ave., Suite 195
Minneapolis, MN
Specialties
Credit Repair, Litigation, Identity Theft
Education
California Western Sol,Univ Of Minnesota
State Licensing
California, Minnesota

John Andrew Rock
(612) 492-6948
50 S 6TH ST STE 1500
MINNEAPOLIS, MN
Specialties
Computer Fraud, Litigation
Education
University of Minnesota Law School,Augustana College
State Licensing
Minnesota

Identity Theft - When It Happens to You

Provided By: 

Money, Taxes & Small Business

Identity Theft - When It Happens To You
By Liz Roberts 
Email idtheft_01@yahoo.com
Mar 21, 2007, 09:32

   

So, you've just realized that someone has stolen your identity and is racking up debt left and right, and you want to put a stop to it, but you don't know what to do. Well, keep reading, because in this article you will learn exactly what to do when you are a victim of identity theft. Once you have absorbed this information, act quickly, because the sooner you start fighting for your identity, the sooner you will win.

You will probably receive a phone call from a creditor stating "you" just either made a large purchase and they suspect fraud or you open your credit card bill as you do every month and be amazed at some extra charges that are on there. Call your credit card company immediately. Rarely, will you be liable for charges over $50, and many credit card companies wave the first $50 in the case of fraud. Check with your bank, you will usually be given a choice to close your account and reopen a new one or some banks will put a "watch" on your account and you will have to log into your account and manually approve every charge and check before it is cleared. This usually goes on for a period of 30-60 days. The latter isn't the best choice as it is labor intensive to do and your account isn't protected from fraud as it would be if you simply closed it out and reopened a new account.

After you have done all the initial damage control. The next thing to do when you realize that you are a victim of identity theft is to notify the credit bureaus. Report the situation to the three major credit reporting companies- Equifax, Experian, and TransUnion. You can do it online or in writing, and you must tell these companies that your identifying information has been stolen and is being used by another person fraudulently in your name. Ask them to flag your file with a fraud alert, and ask that all creditors call you before extending credit in your name. A consumer statement will be put on your file and it will alleviate your fears of bogus accounts being opened for about 3 months.

Due to provisions of the Fair Credit Reporting Act, you can only place an initial fraud alert for 90 days. The credit bureaus will then send you a notice displaying your rights as an identity theft victim. As soon you receive this, write to each of the three credit bureaus to request two things; An extension of the fraud alert to seven years, and a free copy of your credit report. Remember to include an identity theft report when you send your letter in order to authorize the seven year alert. Whenever you communicate with the credit companies, you should refer to the number given to your credit report and always use verified return receipt mail. Also, make sure you save all credit reports and related information for your records.

As soon as you get your three credit reports,...

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