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Identity Theft Lawyers Erlanger KY

This page provides useful content and local businesses that can help with your search for Identity Theft Lawyers. You will find helpful, informative articles about Identity Theft Lawyers, including "Identity Theft - When It Happens to You". You will also find local businesses that provide the products or services that you are looking for. Please scroll down to find the local resources in Erlanger, KY that will answer all of your questions about Identity Theft Lawyers.

John Garland Witherspoon Jr.
(937) 222-2424
105 E 4TH ST STE 1400
CINCINNATI, OH
Specialties
Insurance, Business, Construction, Identity Theft
Education
University of Virginia School of Law,University of Utah,University of Utah
State Licensing
Ohio

Christopher William Carrigg
(937) 222-2424
105 E 4TH ST STE 1400
CINCINNATI, OH
Specialties
Insurance, Business, Identity Theft, Government, Elder Law
Education
University of Dayton School of Law,Franciscan University of Steubenville
State Licensing
Ohio

Jennifer K. Nordstrom
(513) 665-3500
105 E 4TH ST STE 1400
CINCINNATI, OH
Specialties
Insurance, Business, Construction, Identity Theft, Personal Injury
Education
University of Cincinnati College of Law,Ohio Northern University
State Licensing
Ohio

Nicole A. Mitchell
(937) 222-2424
105 E 4TH ST STE 1400
CINCINNATI, OH
Specialties
Insurance, Employment, Identity Theft, Slip and Fall Accident
Education
University of Cincinnati College of Law,Miami University of Ohio,Miami University of Ohio
State Licensing
Ohio

John Joseph Garvey III
105 E 4TH ST STE 1400
CINCINNATI, OH
Specialties
Insurance, Business, Construction, Employment, Identity Theft
Education
Xavier University,Xavier University,Salmon P. Chase College of Law
State Licensing
Ohio

Jason E. Abeln
(513) 665-3500
105 E 4TH ST STE 1400
CINCINNATI, OH
Specialties
Appeals, Business, Construction, Identity Theft, Insurance
Education
University of Cincinnati College of Law,Thomas More College
State Licensing
Ohio

Craig Anthony Hoffman
(513) 929-3491
312 Walnut Street, Suite 3200
Cincinnati, OH
Specialties
Identity Theft, Lawsuits & Disputes
Education
University of Cincinnati
State Licensing
Ohio

Bryan J. Mahoney
(937) 222-2424
105 E 4TH ST STE 1400
CINCINNATI, OH
Specialties
Construction, Identity Theft, Insurance, Slip and Fall Accident
Education
St John's University School of Law,University of Dayton
State Licensing
Ohio

Michelle L. Burden
(513) 665-3500
105 E 4TH ST STE 1400
CINCINNATI, OH
Specialties
Appeals, Business, Construction, Employment, Identity Theft
Education
University of Kentucky,University of Kentucky
State Licensing
Ohio

Patrick J. Janis
(937) 222-2424
105 E 4TH ST STE 1400
CINCINNATI, OH
Specialties
Business, Construction, Identity Theft, Insurance, Personal Injury
Education
Ohio State University, Columbus,Wittenberg University,Wittenberg University
State Licensing
Ohio

Identity Theft - When It Happens to You

Provided By: 

Money, Taxes & Small Business

Identity Theft - When It Happens To You
By Liz Roberts 
Email idtheft_01@yahoo.com
Mar 21, 2007, 09:32

   

So, you've just realized that someone has stolen your identity and is racking up debt left and right, and you want to put a stop to it, but you don't know what to do. Well, keep reading, because in this article you will learn exactly what to do when you are a victim of identity theft. Once you have absorbed this information, act quickly, because the sooner you start fighting for your identity, the sooner you will win.

You will probably receive a phone call from a creditor stating "you" just either made a large purchase and they suspect fraud or you open your credit card bill as you do every month and be amazed at some extra charges that are on there. Call your credit card company immediately. Rarely, will you be liable for charges over $50, and many credit card companies wave the first $50 in the case of fraud. Check with your bank, you will usually be given a choice to close your account and reopen a new one or some banks will put a "watch" on your account and you will have to log into your account and manually approve every charge and check before it is cleared. This usually goes on for a period of 30-60 days. The latter isn't the best choice as it is labor intensive to do and your account isn't protected from fraud as it would be if you simply closed it out and reopened a new account.

After you have done all the initial damage control. The next thing to do when you realize that you are a victim of identity theft is to notify the credit bureaus. Report the situation to the three major credit reporting companies- Equifax, Experian, and TransUnion. You can do it online or in writing, and you must tell these companies that your identifying information has been stolen and is being used by another person fraudulently in your name. Ask them to flag your file with a fraud alert, and ask that all creditors call you before extending credit in your name. A consumer statement will be put on your file and it will alleviate your fears of bogus accounts being opened for about 3 months.

Due to provisions of the Fair Credit Reporting Act, you can only place an initial fraud alert for 90 days. The credit bureaus will then send you a notice displaying your rights as an identity theft victim. As soon you receive this, write to each of the three credit bureaus to request two things; An extension of the fraud alert to seven years, and a free copy of your credit report. Remember to include an identity theft report when you send your letter in order to authorize the seven year alert. Whenever you communicate with the credit companies, you should refer to the number given to your credit report and always use verified return receipt mail. Also, make sure you save all credit reports and related information for your records.

As soon as you get your three credit reports,...

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