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Eating Out on a Budget Waterford MI

Eating a meal out can be a really expensive event, but it really does not have to be. Ideally, we would all eat our meals at home and save ourselves the expense of having someone else prepare a meal for us, but I admit that there are just those nights where I do not feel like cooking. When you find yourself having one of these nights, keep in mind these tips for saving money on your dinner bill.

ELGA Credit Union - VG's Waterford
(810) 715-3542
7300 Highland Road
Waterford, MI
Hours
mon: 09:00 - 19:00
tue: 09:00 - 19:00
wed: 09:30 - 19:00
thu: 09:00 - 19:00
fri: 09:00 - 19:00
sat: 10:00 - 17:00
sun: 11:00 - 15:00
ATM Fees
monthly fee: Monthly service fees range from $0 to $4.95.
ATM fee note: There is a $1.00 fee each time you use a non-affiliated ATM after 4 uses per month. You can avoid this fee by using any Co-Op Network and Money Pass ATMs. (Not all accounts provide this fee waiver.)
Surcharge fee: Surcharge-free ATM access is available at all Co-Op Network and MoneyPass Network ATM locations.
ATM Fee Rebate Noe: Some accounts provide rebates of ATM Surcharge Fees. Contact ELGA Credit Union for detai
Services
Overdraft Protection, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

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TCF Bank - North Pontiac Branch
(800) 823-2265
2180 Dixie Hwy
Waterford, MI
ATM Fees
monthly fee: Monthly service fees range from $0 to $15.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $3.00 fee each time you use a non-affiliated ATM after 2 uses per month.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

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PNC Bank - Pontiac Airport Branch
(800) 762-5684
5915 Highland Road
Waterford, MI
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM. This fee can be waived on your first two withdrawals each month by maintaining an average balance of $2,000.00 between your 'Spend' and 'Reserve' Accounts.
ATM Fee Rebate Noe: Some accounts provide rebates of ATM Surcharge Fees. Contact PNC Bank for details.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided by:
Chase - M-59 Branch
(877) 682-4273
7007 Highland Road
Waterford, MI
ATM Fees
monthly fee: Monthly service fees range from $0 to $35.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM. (Fee does not apply to all accounts.)
Services
Mobile & Text Banking, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided by:
Citizens Bank - Waterford
(877) 360-CIRC
7670 Highland Road
Waterford, MI
ATM Fees
monthly fee: Monthly service fees range from $0 to $20.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $3.00 fee each time you use a non-affiliated ATM. (Fee does not apply to all accounts.)
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided by:
Comerica Bank - M59-Oakland Airport
(800) 292-1300
7070 Highland Road
Waterford, MI
ATM Fees
monthly fee: Monthly service fees range from $0 to $20.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM. (Fee does not apply to all accounts.)
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

Data Provided by:
Flagstar Bank - Cooley Lake Road
(800) 642-0039
7950 Cooley Lake Rd
Waterford, MI
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use an unaffiliated ATM.
Surcharge fee: Surcharge-free ATM access is available at over 40,000 Allpoint Network ATM locations.
Services
Mobile & Text Banking, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided by:
Chase - Waterford Kroger Banking Center Bran
(877) 682-4273
5111 Highland Road
Waterford, MI
ATM Fees
monthly fee: Monthly service fees range from $0 to $35.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM. (Fee does not apply to all accounts.)
Services
Mobile & Text Banking, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided by:
Chase - Waterford Highland Meijer Bkg. Ctr.
(877) 682-4273
4200 Highland Road
Waterford, MI
ATM Fees
monthly fee: Monthly service fees range from $0 to $35.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM. (Fee does not apply to all accounts.)
Services
Mobile & Text Banking, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided by:
Fifth Third Bank - Waterford Banking Center Branch
(800) 972-3030
4370 Highland Road
Waterford, MI
ATM Fees
monthly fee: Monthly service fees range from $0 to $15.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM after 2 uses per month. (Fee does not apply to all accounts.) (Not all accounts provide this fee waiver.)
ATM Fee Rebate Noe: Some accounts provide rebates of ATM Surcharge Fees. Contact Fifth Third Bank for details.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

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Eating Out on a Budget

Provided By: 

Frugal Living

Eating Out On A Budget
By Amy Allen Clark 
Email amy@momadvice.com
Mar 3, 2005, 12:54

   

Eating a meal out can be a really expensive event, but it really does not have to be. Ideally, we would all eat our meals at home and save ourselves the expense of having someone else prepare a meal for us, but I admit that there are just those nights where I do not feel like cooking. When you find yourself having one of these nights, keep in mind these tips for saving money on your dinner bill.

1) Lunches are always cheaper than dinners. If you have a choice between a Saturday lunch or a Saturday dinner, choose the lunch option. If lunch is not an option that day, ask if you can order a lunch portion of the meal. The portion will be smaller, but more waist-friendly as well as budget- friendly. Keep in mind that on Sundays many restaurants will not offer a lunch portion let alone a lunch during that day.

2) You can save a lot of money by simply not ordering any beverages. If you have a toddler that uses a sippy cup, fill this before going to the restaurant. Water is better for you, and a soda fountain drink can be $1.50 or more compared to a free glass of ice water. I usually order water when we eat out and then if I am still craving a soda, I just have one when I get home.

3) Many restaurants offer carry-out and this is definitely something to take advantage of. The reason you should take advantage of this is that you don t have to tip a waitress and you can have your beverage of choice at home. Outback Steakhouse, for example, offers curbside dining. You can call ahead and order from their menu (which you can find on their website) and they will tell you the time to come pick your meal up. They bring the meal out to your car and will even include your silverware. We had this nice dinner with a bottle of wine we got from Aldi's Supermarket, which cost less than one glass of wine at their restaurant, had the great food, and missed the hour wait, and the fifteen percent tip.

4) Buying an Entertainment Book is a great idea if you eat out a lot. Right now they are selling Entertainment Books for only ten dollars! By using just one coupon you will have paid for the book. You can order these through http://www.entertainment.com. We used this book for our
Outback dinner and we paid $12.49 for two steak dinners- you really can t beat that price, even if I had made all of that food at home. A good place to put this book is in your car because you will have it every time you need it. The main complaint that people have with coupons is that they forget to bring them with them when they go places. By storing an envelope with all of your coupons to restaurants and your Entertainment Book in the car, you will hopefully run into that problem a lot less frequently.

5) Sharing a meal with a loved one is also a great way to save on your bills. Some restaurants offer large or smalls on thei...

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