Cutting Costs Can Significantly Increase Your Income Surprise AZ
What we found out is that it was actually easy to cut our grocery bill in HALF on a consistent basis, simply by preparing our meals! It may not take a rocket scientist to figure that one out, but it was shocking to us to see how much money we had been spending simply for the convenience of quick meals to support our unbalanced, quick paced lifestyle.
Matthew Murphy
Murphy Capital Advisors, LLC
(623) 872-3333
6751 N. Sunset Blvd.
Glendale, AZ
Matthew Murphy
Murphy Capital Advisors, LLC
(623) 872-3333
6751 N. Sunset Blvd.
Glendale, AZ 85305
Expertises
Helping Clients Identify & Achieve Goals, Retirement Planning & Distribution Rules, Ongoing Investment Management
Certifications
NAPFA Registered Financial Advisor, CFP®
Data Provided by:
Bank of America - Surprise Crossing
623.544.4524
13780 W. Waddell Road
Surprise, AZ
Bank of America - Surprise Crossing
623.544.4524
13780 W. Waddell Road
Surprise, AZ 85379
Services
Banking Center Services: Change Order, Commercial Deposits, Night Deposits, Drive Up
Outdoor ATM Services: Open 24 Hours, Talking ATM, Braille, Accepts Deposits, Multi-Check Deposit, Drive Up, Deposit Image
Languages
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Office Hours
Monday 9-5
Tuesday 9-5
Wednesday 9-5
Thursday 9-5
Friday 9-6
Saturday 9-1
Sunday Closed
Drive Up Hours
Monday 9-5
Tuesday 9-5
Wednesday 9-5
Thursday 9-5
Friday 9-6
Saturday 9-1
Sunday Closed
Chase Bank
(623) 214-2584
15367 W Waddell Rd
Surprise, AZ
Chase Bank
(623) 214-2584
15367 W Waddell Rd
Surprise, AZ 85379
Office Hours
Mon:9:00-7:00
Tues:9:00-7:00
Wed:9:00-7:00
Thurs:9:00-7:00
Fri:9:00-7:00
Sat:9:00-5:00
Sun:closed
Wells Fargo - Grand Village Center
623-214-5047
14505 W Grand Ave
Surprise, AZ
Wells Fargo - Grand Village Center
623-214-5047
14505 W Grand Ave
Surprise, AZ 85374
Office Hours
Mon-Fri 09:00 AM-07:00 PM
Sat 09:00 AM-05:00 PM
Sun Closed
Wells Fargo - Grand Marketplace
623-975-0485
14551 W Grand Ave
Surprise, AZ
Wells Fargo - Grand Marketplace
623-975-0485
14551 W Grand Ave
Surprise, AZ 85374
Office Hours
Mon-Fri 08:00 AM-05:00 PM
Sat 09:00 AM-05:00 PM
Sun Closed
David Fernandez
Wealth Engineering, LLC
480-296-2042
20325 N. 51st Avenue, Suite 134 (bldg 5)
Glendale, AZ
David Fernandez
Wealth Engineering, LLC
480-296-2042
20325 N. 51st Avenue, Suite 134 (bldg 5)
Glendale, AZ 85308
Expertises
Ongoing Investment Management, Cash Flow/Budgets/Credit Issues, Retirement Planning & Distribution Rules, High Net Worth Client Needs, College/Education Planning, Estate & Generational Planning Issues
Certifications
NAPFA Registered Financial Advisor, BS, CFP®
Data Provided by:
Wells Fargo - Reems & Waddell
623-214-6420
15564 W Waddell Rd
Surprise, AZ
Wells Fargo - Reems & Waddell
623-214-6420
15564 W Waddell Rd
Surprise, AZ 85379
Office Hours
Mon-Fri 09:00 AM-06:00 PM
Sat 09:00 AM-04:00 PM
Sun Closed
Wells Fargo - Litchfield & Waddell
623-546-0396
13982 W Waddell Rd
Surprise, AZ
Wells Fargo - Litchfield & Waddell
623-546-0396
13982 W Waddell Rd
Surprise, AZ 85379
Office Hours
Mon-Fri 09:00 AM-07:00 PM
Sat 09:00 AM-05:00 PM
Sun Closed
Chase Bank
(623) 546-1041
13864 W Bell Rd
Surprise, AZ
Chase Bank
(623) 546-1041
13864 W Bell Rd
Surprise, AZ 85374
Office Hours
Mon:8:00-6:00
Tues:8:00-6:00
Wed:8:00-6:00
Thurs:8:00-6:00
Fri:8:00-6:00
Sat:9:00-2:00
Sun:closed
Wells Fargo - Sun City Grand
623-975-1021
19450 N Sunrise Blvd
Surprise, AZ
Wells Fargo - Sun City Grand
623-975-1021
19450 N Sunrise Blvd
Surprise, AZ 85374
Office Hours
Mon-Fri 08:00 AM-05:00 PM
Sat 08:00 AM-03:00 PM
Sun Closed
Data Provided by:
Provided By: 
Frugal Living
Cutting Costs can significantly increase your income
By Lori Redfield
Email lori@freelancemom.com
Apr 22, 2005, 13:51 |
As a work at home Mother, I know the value of a deal. Any smart business person knows that the best way to make money is to SAVE money.
Recently my husband quit his 9 to 5 salaried career to work from home with me. In order to afford this we had to take a good long look at our typical expenses and determine what we could do to cut our costs.
We quickly realized how much money is spent to make money. A quick peruse through our refrigerator revealed a lifestyle of haste. Almost our entire diet consisted of prepared foods. We made a pact to take turns cooking meals and freezing leftovers to see how much money we could save.
What we found out is that it was actually easy to cut our grocery bill in HALF on a consistent basis, simply by preparing our meals! It may not take a rocket scientist to figure that one out, but it was shocking to us to see how much money we had been spending simply for the convenience of quick meals to support our unbalanced, quick paced lifestyle.
Food that may have been wasted in the past is now the source of one or two more meals. We freeze a lot of food so that it doesn't feel so much like eating leftovers and when we shop we look for deals. We actually find that we eat healthier then ever and certainly enjoy the quality of our meals more.
One of my favorite ways to save money is using online coupon codes. When I have to purchase any item for my home office, birthday gifts, clothing for the kids, etc. I always do a search for a coupon code first. You would be amazed at how many merchants that you shop from on a regular basis actually offer coupons for free shipping, 10 - 20% off your entire purchase, etc.
To use a coupon code, simply visit a website that carries them such as http://www.promotionhub.com and locate the store that you plan to shop at. If there is a code noted, make sure to copy it down in case you are asked for it when you go to pay for your order. Generally though, the coupon code is embedded in the link you click and you will receive the discount simply by arriving at the website through that link.
Another tremendous source of savings gasoline! My husband had been commuting two hours a day, five days a week. The gas tank was filled on a weekly basis. Since he has been working from home, we fill the tank only on very rare occasions. Our trips are short and infrequent.
We also became acutely aware of our energy usage. Turning off lights became religion. Warm clothes is mandatory before even considering turning on heat.
Cutting expenses is an extremely viable way to help make your real dreams a reality. For us, it was that both of us could be work-at-home parents . To me, that is the ultimate American Dream. To you it may mean saving money for a vacation you never thought that you could afford, ...
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