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Cutting Costs Can Significantly Increase Your Income Northampton MA

What we found out is that it was actually easy to cut our grocery bill in HALF on a consistent basis, simply by preparing our meals! It may not take a rocket scientist to figure that one out, but it was shocking to us to see how much money we had been spending simply for the convenience of quick meals to support our unbalanced, quick paced lifestyle.

John Perkins
John Perkins
(413) 303-0422
38 Mulberry Street, Suite 104 PO Box 487
Northhampton (Leeds), MA
Expertises
Ongoing Investment Management, Retirement Planning & Distribution Rules, Cash Flow/Budgets/Credit Issues, Planning Issues for Unmarried & Same-Sex Couples, Socially Responsible Investments, Helping Clients Identify & Achieve Goals
Certifications
NAPFA Registered Financial Advisor, CFP®

Richard Chase
Family Wealth Management, Inc.
(413) 313-0030
330 Whitney Avenue, Suite 750
Holyoke, MA
Expertises
Retirement Planning & Distribution Rules, Ongoing Investment Management, Tax Planning, Estate & Generational Planning Issues, High Net Worth Client Needs, Advising Medical Professionals
Certifications
NAPFA Registered Financial Advisor, CPA/PFS

Michael Potito
Singer Potito Associates, Inc.
(413) 256-1225
116 Harkness Road
Amherst, MA
Expertises
Ongoing Investment Management, Planning Issues for Business Owners, Cash Flow/Budgets/Credit Issues, Retirement Planning & Distribution Rules
Certifications
NAPFA Registered Financial Advisor, AVA, BA

Douglas Wheat
Family Wealth Management, Inc.
(413) 313-0030
1 Monarch Place
Springfield, MA
Expertises
Retirement Planning & Distribution Rules, Ongoing Investment Management, Advising Medical Professionals, Estate & Generational Planning Issues, Socially Responsible Investments, Special Needs Planning
Certifications
NAPFA Registered Financial Advisor, CFP®

Mr. Adam G Robinson, CFP®
(413) 586-6725
351 Pleasant St Ste C
Northampton, MA
Firm
Ostberg & Associates
Areas of Specialization
Asset Allocation, Comprehensive Financial Planning, Education Planning, Employee and Employer Plan Benefits, General Financial Planning, Insurance Planning, Investment Management

Data Provided by:
David Martula
Fee-Only Financial Planning
(413) 586-8002
277 Bay Road
Hadley, MA
Expertises
Middle Income Client Needs, Newlyweds & Novice Investors
Certifications
NAPFA Registered Financial Advisor, CFP®, MBA

Douglas Wheat
Family Wealth Management, Inc.
(413) 313-0030
330 Whitney Avenue, Suite 750
Holyoke, MA
Expertises
Retirement Planning & Distribution Rules, Ongoing Investment Management, Advising Medical Professionals, Estate & Generational Planning Issues, Socially Responsible Investments, Special Needs Planning
Certifications
NAPFA Registered Financial Advisor, CFP®

Howard Singer
Singer Potito Associates, Inc.
(413) 256-1225
116 Harkness Road
Amherst, MA
Expertises
Ongoing Investment Management, Helping Clients Identify & Achieve Goals, Retirement Planning & Distribution Rules, High Net Worth Client Needs, Socially Responsible Investments
Certifications
NAPFA Registered Financial Advisor, BA, CFP®, MFA

Richard Chase
Family Wealth Management, Inc.
(413) 313-0030
1 Monarch Place
Springfield, MA
Expertises
Retirement Planning & Distribution Rules, Ongoing Investment Management, Tax Planning, Estate & Generational Planning Issues, High Net Worth Client Needs, Advising Medical Professionals
Certifications
NAPFA Registered Financial Advisor, CPA/PFS

Mr. Daniel W Polachek, CFP®
(413) 584-5809
335 SOUTH ST
NORTHAMPTON, MA
Firm
DANIEL W POLACHEK P C
Areas of Specialization
Accounting, Business Succession Planning, Charitable Giving, Comprehensive Financial Planning, Debt Management, Divorce Issues, Education Planning
Key Considerations
Average Net Worth: $250,001 - $500,000

Average Income: $100,001 - $250,000

Profession: Self-Employed Business Owners

Data Provided by:
Data Provided by:

Cutting Costs Can Significantly Increase Your Income

Provided By: 

Frugal Living

Cutting Costs can significantly increase your income
By Lori Redfield 
Email lori@freelancemom.com
Apr 22, 2005, 13:51
   

As a work at home Mother, I know the value of a deal. Any smart business person knows that the best way to make money is to SAVE money.

Recently my husband quit his 9 to 5 salaried career to work from home with me. In order to afford this we had to take a good long look at our typical expenses and determine what we could do to cut our costs.

We quickly realized how much money is spent to make money. A quick peruse through our refrigerator revealed a lifestyle of haste. Almost our entire diet consisted of prepared foods. We made a pact to take turns cooking meals and freezing leftovers to see how much money we could save.

What we found out is that it was actually easy to cut our grocery bill in HALF on a consistent basis, simply by preparing our meals! It may not take a rocket scientist to figure that one out, but it was shocking to us to see how much money we had been spending simply for the convenience of quick meals to support our unbalanced, quick paced lifestyle.

Food that may have been wasted in the past is now the source of one or two more meals. We freeze a lot of food so that it doesn't feel so much like eating leftovers and when we shop we look for deals. We actually find that we eat healthier then ever and certainly enjoy the quality of our meals more.

One of my favorite ways to save money is using online coupon codes. When I have to purchase any item for my home office, birthday gifts, clothing for the kids, etc. I always do a search for a coupon code first. You would be amazed at how many merchants that you shop from on a regular basis actually offer coupons for free shipping, 10 - 20% off your entire purchase, etc.

To use a coupon code, simply visit a website that carries them such as http://www.promotionhub.com and locate the store that you plan to shop at. If there is a code noted, make sure to copy it down in case you are asked for it when you go to pay for your order. Generally though, the coupon code is embedded in the link you click and you will receive the discount simply by arriving at the website through that link.

Another tremendous source of savings gasoline! My husband had been commuting two hours a day, five days a week. The gas tank was filled on a weekly basis. Since he has been working from home, we fill the tank only on very rare occasions. Our trips are short and infrequent.

We also became acutely aware of our energy usage. Turning off lights became religion. Warm clothes is mandatory before even considering turning on heat.

Cutting expenses is an extremely viable way to help make your real dreams a reality. For us, it was that both of us could be work-at-home parents . To me, that is the ultimate American Dream. To you it may mean saving money for a vacation you never thought that you could afford, ...

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