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Cutting Costs Can Significantly Increase Your Income Hopewell Junction NY

What we found out is that it was actually easy to cut our grocery bill in HALF on a consistent basis, simply by preparing our meals! It may not take a rocket scientist to figure that one out, but it was shocking to us to see how much money we had been spending simply for the convenience of quick meals to support our unbalanced, quick paced lifestyle.

Joanne Marion
Marion Financial Advisors
(914) 584-0518
2454 Trelawn Street
Yorktown Heights, NY
Expertises
Ongoing Investment Management, Women's Financial Planning Issues, Middle Income Client Needs, Retirement Plan Investment Advice, Retirement Planning & Distribution Rules, College/Education Planning
Certifications
NAPFA Registered Financial Advisor, CFP®, CPA, MBA

Mr. Joseph Fasciglione, CFP®
(845) 223-5226
101 Hollyberry Dr
Hopewell Junction, NY

Data Provided by:
Mary K. Barry, CFP®
(845) 463-3011
9 Mall Plaza
Wappingers Falls, NY
Firm
HVFCU Financial Services

Data Provided by:
Mr. Joseph M. Carbo, CFP®
(845) 223-7934
1810 South Rd Ste 121
Wappingers Falls, NY
Firm
Hudson Valley Federal Credit U
Areas of Specialization
Asset Allocation, Comprehensive Financial Planning, Estate Planning, General Financial Planning

Data Provided by:
Mr. Scott C. Morrow, CFP®
(845) 463-3366
9 Mall Plaza
Wappingers Falls , NY
Firm
HVFCU Financial Services
Areas of Specialization
Business Succession Planning, Comprehensive Financial Planning, Estate Planning, Insurance Planning, Retirement Planning, Wealth Management

Data Provided by:
Mr. James Santangelo, CFP®
(845) 546-0327
45 Woodcrest Drive
Hopewell Junction, NY
Areas of Specialization
Asset Allocation, Budget Development, Business Succession Planning, Comprehensive Financial Planning, Employee and Employer Plan Benefits, General Financial Planning, Insurance Planning
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000



Data Provided by:
Mr. Stephen Baumgartner, CFP®
(845) 227-4951
2345 Route 52
Hopewell Junction, NY
Firm
Ameriprise Financial Services,
Areas of Specialization
Asset Allocation, Comprehensive Financial Planning, Investment Management, Long-Term Care, Retirement Income Management, Retirement Planning
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided by:
Mr. Roderick C. Perpetua, CFP®
(908) 447-0760
253 Old Castle Point Rd
Wappingers Falls, NY
Firm
Instant Tax Service

Data Provided by:
Ms. Ilske F. Veringa, CFP®
(845) 229-0064
1810 South Rd
Wappingers Falls, NY
Firm
Hudson Valley Federal Credit U

Data Provided by:
Mr. Valentino A. Scaramuzzo, CFP®
(845) 298-2900
1207 Route 9 Ste 7
Wappingers Falls, NY
Firm
Ameriprise Financial Services,

Data Provided by:
Data Provided by:

Cutting Costs Can Significantly Increase Your Income

Provided By: 

Frugal Living

Cutting Costs can significantly increase your income
By Lori Redfield 
Email lori@freelancemom.com
Apr 22, 2005, 13:51
   

As a work at home Mother, I know the value of a deal. Any smart business person knows that the best way to make money is to SAVE money.

Recently my husband quit his 9 to 5 salaried career to work from home with me. In order to afford this we had to take a good long look at our typical expenses and determine what we could do to cut our costs.

We quickly realized how much money is spent to make money. A quick peruse through our refrigerator revealed a lifestyle of haste. Almost our entire diet consisted of prepared foods. We made a pact to take turns cooking meals and freezing leftovers to see how much money we could save.

What we found out is that it was actually easy to cut our grocery bill in HALF on a consistent basis, simply by preparing our meals! It may not take a rocket scientist to figure that one out, but it was shocking to us to see how much money we had been spending simply for the convenience of quick meals to support our unbalanced, quick paced lifestyle.

Food that may have been wasted in the past is now the source of one or two more meals. We freeze a lot of food so that it doesn't feel so much like eating leftovers and when we shop we look for deals. We actually find that we eat healthier then ever and certainly enjoy the quality of our meals more.

One of my favorite ways to save money is using online coupon codes. When I have to purchase any item for my home office, birthday gifts, clothing for the kids, etc. I always do a search for a coupon code first. You would be amazed at how many merchants that you shop from on a regular basis actually offer coupons for free shipping, 10 - 20% off your entire purchase, etc.

To use a coupon code, simply visit a website that carries them such as http://www.promotionhub.com and locate the store that you plan to shop at. If there is a code noted, make sure to copy it down in case you are asked for it when you go to pay for your order. Generally though, the coupon code is embedded in the link you click and you will receive the discount simply by arriving at the website through that link.

Another tremendous source of savings gasoline! My husband had been commuting two hours a day, five days a week. The gas tank was filled on a weekly basis. Since he has been working from home, we fill the tank only on very rare occasions. Our trips are short and infrequent.

We also became acutely aware of our energy usage. Turning off lights became religion. Warm clothes is mandatory before even considering turning on heat.

Cutting expenses is an extremely viable way to help make your real dreams a reality. For us, it was that both of us could be work-at-home parents . To me, that is the ultimate American Dream. To you it may mean saving money for a vacation you never thought that you could afford, ...

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