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Cutting Costs Can Significantly Increase Your Income Ames IA

What we found out is that it was actually easy to cut our grocery bill in HALF on a consistent basis, simply by preparing our meals! It may not take a rocket scientist to figure that one out, but it was shocking to us to see how much money we had been spending simply for the convenience of quick meals to support our unbalanced, quick paced lifestyle.

Laura West
West Financial Advisors, LLC
(515) 382-2960
1400 Fawcett Parkway
Nevada, IA
Expertises
Retirement Plan Investment Advice, Ongoing Investment Management, Tax Planning, College/Education Planning, Women's Financial Planning Issues, Advising Employee Benefit Plan Participants
Certifications
NAPFA Registered Financial Advisor, CFP®, CPA/PFS

Mr. Richard Schany Nelson, CFP®
405 5th St
Ames, IA
Firm
LPL Financial

Data Provided by:
Ms. Shelley K. Magnani, CFP®
(515) 232-0228
414 S 17th St Ste 102
Ames, IA
Firm
LPL Financial Services
Areas of Specialization
Retirement Planning
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided by:
Mr. Randall V. Hertz, CFP®
(515) 382-6596
PO Box 500
Nevada, IA
Firm
Hertz Associates

Data Provided by:
Clark Grinde
1028 Lafayette Avenue
Story City, IA
Company
Title: President, Financial Advisor
Company: CG Financial Consulting, LLC
Education
Iowa State University, BA
College for Financial Planning, CRPS [Chartered Retirement Plans Specialist]
Years Experience
Years Experience: 14
Service
Life Insurance,Hourly Financial Planning Engagements,Investment & Portfolio Management,Retirement Planning,Fee-Only Comprehensive Financial Planning

Data Provided by:
Mr. James E. Dickson, CFP®
(515) 232-5160
PO Box 322
Ames, IA
Firm
James E. Dickson, CPA, CFP
Areas of Specialization
Investment Management
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Profession: Self-Employed Business Owners

Data Provided by:
Mr. Darren C. Gauck, CFP®
(515) 232-3042
328 Main St
Ames, IA
Firm
Midwest Financial
Areas of Specialization
Asset Allocation, Education Planning, General Financial Planning, Insurance Planning, Investment Management, Investment Planning, Long-Term Care

Data Provided by:
Mr. Paul M. Caspersen, CFP®
(515) 294-4407
2505 University Boulevard
Ames, IA
Firm
University of Florida Foundation, Inc.
Areas of Specialization
Charitable Giving, Estate Planning, General Financial Planning
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000

Profession: Non-Profit Employees

Data Provided by:
Laura Kay Brannen West, CFP®
(515) 382-2960
1400 Fawcett Pkwy Ste A
Nevada, IA
Firm
West Financial Advisors, LLC
Areas of Specialization
Investment Management
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided by:
Ms. Tamra A. Shadlow, CFP®
(515) 733-5113
530 Broad St
Story City, IA
Firm
Edward Jones Investment

Data Provided by:
Data Provided by:

Cutting Costs Can Significantly Increase Your Income

Provided By: 

Frugal Living

Cutting Costs can significantly increase your income
By Lori Redfield 
Email lori@freelancemom.com
Apr 22, 2005, 13:51
   

As a work at home Mother, I know the value of a deal. Any smart business person knows that the best way to make money is to SAVE money.

Recently my husband quit his 9 to 5 salaried career to work from home with me. In order to afford this we had to take a good long look at our typical expenses and determine what we could do to cut our costs.

We quickly realized how much money is spent to make money. A quick peruse through our refrigerator revealed a lifestyle of haste. Almost our entire diet consisted of prepared foods. We made a pact to take turns cooking meals and freezing leftovers to see how much money we could save.

What we found out is that it was actually easy to cut our grocery bill in HALF on a consistent basis, simply by preparing our meals! It may not take a rocket scientist to figure that one out, but it was shocking to us to see how much money we had been spending simply for the convenience of quick meals to support our unbalanced, quick paced lifestyle.

Food that may have been wasted in the past is now the source of one or two more meals. We freeze a lot of food so that it doesn't feel so much like eating leftovers and when we shop we look for deals. We actually find that we eat healthier then ever and certainly enjoy the quality of our meals more.

One of my favorite ways to save money is using online coupon codes. When I have to purchase any item for my home office, birthday gifts, clothing for the kids, etc. I always do a search for a coupon code first. You would be amazed at how many merchants that you shop from on a regular basis actually offer coupons for free shipping, 10 - 20% off your entire purchase, etc.

To use a coupon code, simply visit a website that carries them such as http://www.promotionhub.com and locate the store that you plan to shop at. If there is a code noted, make sure to copy it down in case you are asked for it when you go to pay for your order. Generally though, the coupon code is embedded in the link you click and you will receive the discount simply by arriving at the website through that link.

Another tremendous source of savings gasoline! My husband had been commuting two hours a day, five days a week. The gas tank was filled on a weekly basis. Since he has been working from home, we fill the tank only on very rare occasions. Our trips are short and infrequent.

We also became acutely aware of our energy usage. Turning off lights became religion. Warm clothes is mandatory before even considering turning on heat.

Cutting expenses is an extremely viable way to help make your real dreams a reality. For us, it was that both of us could be work-at-home parents . To me, that is the ultimate American Dream. To you it may mean saving money for a vacation you never thought that you could afford, ...

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