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Being a Frugal Mom Oskaloosa IA

There are things that you can do with your children that will cut the cost of spending to much money on "doing" something with the kids. Try to think of things that the kids would enjoy that either do not cost a lot of money or cost nothing at all.

Mr. Craig A. Wassenaar, CFP®
(641) 628-1871
701 Main St
Pella, IA
Firm
Wassenaar Financial Group, Inc
Areas of Specialization
Charitable Giving, Comprehensive Financial Planning, Debt Management, Education Planning, Estate Planning, General Financial Planning, Investment Management
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000



Data Provided by:
Wells Fargo - Pella
(641) 628-1606
712 Washington St
Pella, IA
Type
Branch
Office Hours
Mon-Fri 08:00 AM-05:00 PM
Sat 08:00 AM-12:00 PM
Sun Closed

Boyle & Henderson, P.C.
(641) 673-4571
133 North Market
Oskaloosa, IA
 
Wayne Van Heuvelen
Horizon Consulting & Investment Services, Inc.
(515) 252-0796
2400 86th Street, Suite 19
Urbandale, IA
Expertises
Ongoing Investment Management, High Net Worth Client Needs, Hourly Financial Planning Services, Tax Planning, Retirement Planning & Distribution Rules, Estate & Generational Planning Issues
Certifications
NAPFA Registered Financial Advisor, BA, CFP®, JD, MA

Laura West
West Financial Advisors, LLC
(515) 382-2960
1400 Fawcett Parkway
Nevada, IA
Expertises
Retirement Plan Investment Advice, Ongoing Investment Management, Tax Planning, College/Education Planning, Women's Financial Planning Issues, Advising Employee Benefit Plan Participants
Certifications
NAPFA Registered Financial Advisor, CFP®, CPA/PFS

Mr. Patrick K. Moriarity, CFP®
(641) 628-2191
800 Main St
Pella, IA
Firm
Broker Dealer Financial Services Corp

Data Provided by:
US Bank - Pella Office
(641) 628-2121
801 Broadway St
Pella, IA
Drive Up Hours
Mon 07:30 am to 05:30 pm
Tue 07:30 am to 05:30 pm
Wed 07:30 am to 05:30 pm
Thur 07:30 am to 05:30 pm
Fri 07:30 am to 06:00 pm
Sat 07:30 am to 12:00 pm

Johnne Syverson
Syverson Strege & Company
(515) 225-6000
4400 Westown Parkway, Suite 405
West Des Moines, IA
Expertises
High Net Worth Client Needs, Helping Clients Identify & Achieve Goals, Planning Concerns for Corporate Executives, Planning Issues for Business Owners, Charitable Giving - Trusts & Foundations, Ongoing Investment Management
Certifications
NAPFA Registered Financial Advisor, AEP, CAP, CFP®, ChFc, CLU, MSFS

Walt Mozdzer
Syverson Strege & Company
(515) 225-6000
4400 Westown Parkway, Suite 405
West Des Moines, IA
Expertises
High Net Worth Client Needs, Helping Clients Identify & Achieve Goals, Planning Concerns for Corporate Executives, Planning Issues for Business Owners, Charitable Giving - Trusts & Foundations, Ongoing Investment Management
Certifications
NAPFA Registered Financial Advisor, CFP®

Brian McKibban
Syverson Strege & Company
(515) 225-6000
4400 Westown Parkway, Suite 405
West Des Moines, IA
Expertises
High Net Worth Client Needs, Helping Clients Identify & Achieve Goals, Planning Concerns for Corporate Executives, Planning Issues for Business Owners, Charitable Giving - Trusts & Foundations, Ongoing Investment Management
Certifications
NAPFA Registered Financial Advisor, CFP®, MBA

Data Provided by:

Being a Frugal Mom

Provided By: 

Frugal Living

Being a Frugal Mom
By Rhonda Warren 
Email rhondawarren@wahfamilies.com
Nov 6, 2005, 14:57

   

This day and age it is very difficult for families to live off of one income. On the other hand its almost not worth the mother working when you have to pay all of your money out for groceries, gas and most of all babysitting. So a lot of moms are turning to the alternative of being a stay at home and cutting costs every way that they can.

Here are some awesome ways to save money as well as some creative idea’s.

Pocket Change
Keep a jar or some type of container handy and each time you come home, drop in your change. Every time you break a bill, put the change in your container. You will be amazed how quickly your money will build.

We sort our change weekly and either splurge on a pizza dinner (bonus #2: a day off from cooking!), or we take our little one to Chuck E. Cheese. It’s a great way to fund that “extra” weekly event without having to dip into your checking account or bill money.

Re-Use
When you shop, look for items that can be reused. Rechargeable batteries are a perfect example. Even though the initial purchase may be more than non-rechargeable batteries, there is a definite savings over a long period. Another option would be to purchase a nice artificial Christmas tree. Many of the current artificial trees look amazingly real and with the right lights and ornaments, you can change the look from year to year. (Hint: be sure to check out department store’s “after Christmas” sales for a great deal on fake trees! I’ve seen fiber-optic trees, valued at $200, marked down to $35 the week after Christmas.)

Entertainment with the Kids
There are things that you can do with your children that will cut the cost of spending to much money on "doing" something with the kids. Try to think of things that the kids would enjoy that either do not cost a lot of money or cost nothing at all.
For Example:
• Take the kids to the park with a picnic lunch
• Go to the library and let the kids pick out some books and movies then go home and read books to them and watch movies!
• Go Fishing, Camping, walking, swimming
• Let the kids play with the water hose or water balloons in the summer time
• Grill out in your own yard while the kids play outside making mud pies and things in their own yard.
• Go to a place like Toys 'R Us (They have this here in Indiana, not sure about other states) and let the kids play for free in their play area!
• Make the kids a tent inside of your house with a sheet over your kitchen table, give them flash lights and things like they are camping out! You will be amazed how much fun the kids will actually have!
• Go outside and blow bubbles with your children. Children love playing with bubbles and there are often times that we don't allow them to play with them because of the mess! But go outside and blow bubbles with them for a little bit...

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