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Being a Frugal Mom Grand Haven MI

There are things that you can do with your children that will cut the cost of spending to much money on "doing" something with the kids. Try to think of things that the kids would enjoy that either do not cost a lot of money or cost nothing at all.

Donald Vanden Brink
Ronald Blue & Co., LLC
(616) 392-3108
210 Central Avenue, Suite 210
Holland, MI
Expertises
Tax Planning, Retirement Planning & Distribution Rules, Retirement Plan Investment Advice, Ongoing Investment Management, Middle Income Client Needs, High Net Worth Client Needs
Certifications
NAPFA Registered Financial Advisor

Timothy Holman, CFP®
(231) 780-3455
2411 Norcrest Dr
Norton Shores, MI
Firm
Water's Edge Financial
Areas of Specialization
Asset Allocation, Business Succession Planning, Comprehensive Financial Planning, Education Planning, Elder Care, Employee and Employer Plan Benefits, Estate Planning

Data Provided by:
Mr. Roger D. Haag, CFP®
(231) 798-0007
4631 Harvey St
Muskegon, MI
Firm
Investment & Retirement Consul
Areas of Specialization
Estate Planning

Data Provided by:
Mr. Robert J. Mantovani, CFP®
(231) 739-5751
549 Seminole Rd Ste 100
Muskegon, MI
Firm
LPL Financial Services
Areas of Specialization
Investment Management
Key Considerations
Average Net Worth: $100,001 - $250,000

Average Income: $50,001 - $100,000

Profession: Not Applicable

Data Provided by:
Karmen Gearhart, CFP®
(616) 437-0369
418 Seminole Rd
Muskegon, MI
Firm
Kar-Mel Financial Planners
Areas of Specialization
Comprehensive Financial Planning, Insurance Planning, Investment Planning, Long-Term Care, Retirement Planning, Women's Finances

Data Provided by:
John Faber
Ronald Blue & Co., LLC
(616) 392-3108
210 Central Avenue, Suite 210
Holland, MI
Expertises
Retirement Plan Investment Advice, Ongoing Investment Management, Charitable Giving - Trusts & Foundations, Estate & Generational Planning Issues, Advising Medical Professionals, Retirement Planning & Distribution Rules
Certifications
NAPFA Registered Financial Advisor, CFP®

Mr. Eric M. Lans, CFP®
(231) 733-4084
950 W. Norton Avenue
Muskegon, MI
Firm
First Financial Advisors, Inc.

Data Provided by:
Mr. Michael P. Maleski, CFP®
(231) 744-2484
271 S Eastowne Dr
Norton Shores, MI
Firm
ING Financial Partners

Data Provided by:
Melissa Jo Myers, CFP®
418 Seminole Rd
Muskegon, MI
Firm
Kar-Mel Financial Planners
Areas of Specialization
Comprehensive Financial Planning, Investment Planning, Long-Term Care, Retirement Income Management, Women's Finances

Data Provided by:
Mr. Ronald W. Hovingh, CFP®
(616) 837-8104
719 W Randall St
Coopersville, MI
Firm
Spoelman, Hovingh & Feldt Inc
Areas of Specialization
Tax Preparation

Data Provided by:
Data Provided by:

Being a Frugal Mom

Provided By: 

Frugal Living

Being a Frugal Mom
By Rhonda Warren 
Email rhondawarren@wahfamilies.com
Nov 6, 2005, 14:57

   

This day and age it is very difficult for families to live off of one income. On the other hand its almost not worth the mother working when you have to pay all of your money out for groceries, gas and most of all babysitting. So a lot of moms are turning to the alternative of being a stay at home and cutting costs every way that they can.

Here are some awesome ways to save money as well as some creative idea’s.

Pocket Change
Keep a jar or some type of container handy and each time you come home, drop in your change. Every time you break a bill, put the change in your container. You will be amazed how quickly your money will build.

We sort our change weekly and either splurge on a pizza dinner (bonus #2: a day off from cooking!), or we take our little one to Chuck E. Cheese. It’s a great way to fund that “extra” weekly event without having to dip into your checking account or bill money.

Re-Use
When you shop, look for items that can be reused. Rechargeable batteries are a perfect example. Even though the initial purchase may be more than non-rechargeable batteries, there is a definite savings over a long period. Another option would be to purchase a nice artificial Christmas tree. Many of the current artificial trees look amazingly real and with the right lights and ornaments, you can change the look from year to year. (Hint: be sure to check out department store’s “after Christmas” sales for a great deal on fake trees! I’ve seen fiber-optic trees, valued at $200, marked down to $35 the week after Christmas.)

Entertainment with the Kids
There are things that you can do with your children that will cut the cost of spending to much money on "doing" something with the kids. Try to think of things that the kids would enjoy that either do not cost a lot of money or cost nothing at all.
For Example:
• Take the kids to the park with a picnic lunch
• Go to the library and let the kids pick out some books and movies then go home and read books to them and watch movies!
• Go Fishing, Camping, walking, swimming
• Let the kids play with the water hose or water balloons in the summer time
• Grill out in your own yard while the kids play outside making mud pies and things in their own yard.
• Go to a place like Toys 'R Us (They have this here in Indiana, not sure about other states) and let the kids play for free in their play area!
• Make the kids a tent inside of your house with a sheet over your kitchen table, give them flash lights and things like they are camping out! You will be amazed how much fun the kids will actually have!
• Go outside and blow bubbles with your children. Children love playing with bubbles and there are often times that we don't allow them to play with them because of the mess! But go outside and blow bubbles with them for a little bit...

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